Showing posts with label Expert Advice. Show all posts
Showing posts with label Expert Advice. Show all posts

What I Learned from “Willpower Doesn’t Work”


I just finished Benjamin Hardy’s “Willpower Doesn’t Work,” and I think it had a message that can apply to all our lives.

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In Benjamin Hardy’s “Willpower Doesn’t Work,” the author suggests that it is ultimately our environment that shapes us, and therefore, the most effective way to make desired changes in your life is by consciously designing and altering your surroundings. Willpower constitutes “white-knuckling” our way toward change, while dictating and enriching our environments means that accomplishment becomes automatic, rather than an effort. The author makes an interesting point that Will Durant’s historical record of the world, “The Story of Civilization” uncovered a secret about some of the greatest people known. They discovered most of them were average people that chose to take a stand. It appears that demanding situations created the need for greatness, and therefore, history was not shaped by great men, but by demanding situations instead. According to Hardy, for us to do our best work and live our best life, we need to put ourselves into a high-stress, peak-performance mode, followed by a high recovery period. The author recommends starting with journaling and visualization each morning at a place outside of your normal environment where you can align yourself with your aspirations before all the world’s distractions consume you.
Do what you can to leap into a demanding situation where the stakes are high, and let it shape you.

The more choices you have, the fewer decisions you make. So, eliminate some of your options—remove everything that conflicts with your decisions. Keep your closet down to between five and seven outfits to choose between. Get rid of junk food from the house. If you want to spend better quality, uninterrupted time with family, leave your phone in the car when you get home. Unplug your laptop so you that only have a certain amount of time before the power runs out. Create a self-imposed pressure to do what you need to. The author says that sometimes, carrying a heavy load gives us the traction we need to move forward in life. Outsource your motivation to high-pressure environments by competing at a skill level higher than your current one and by seeking out transformational relationships, even if it means you have to pay handsomely to a high-power mentor. Essentially, do what you can to leap into a demanding situation where the stakes are high, and let it shape you. If these messages resonate with you, I encourage you to grab a copy of Benjamin Hardy’s “Willpower Doesn’t Work.” In the meantime, don’t hesitate to reach out to us for any questions you have. We’d be glad to hear from you.




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What Are Rollback Taxes?


Today I’m discussing what you need to know about rollback taxes.

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Today’s topic is what you should know about rollback taxes when purchasing an Ag exempt (agricultural exempt) property. Recently I’ve had an uncommonly high number of calls from buyers wanting to purchase land. I myself live on an acreage and absolutely love the lifestyle and highly recommend the experience. Having an Ag exempt status allows you substantial tax savings. The agricultural exemption is actually not an exemption per se; it is property eligibility for a special appraisal method where you are being taxed not on the market value of the land but instead on this land’s agricultural productivity. Generally, a productivity value is much less than the fair market value, which significantly lowers your property taxes. However, what many buyers and real estate agents know is that if you change what you use your land for, you could be subject to rollback taxes. You could be accountable for three years of rollback taxes plus 5% interest. It used to be five years of rollback taxes and 7% interest up until September 1 of this year, so we got a small break. Rollback taxes are essentially the difference between the property being taxed and the normal market value rate. As you can imagine, it can add up to a massive amount of money. You’ll also have to pay rollback taxes if you subdivide your land.
Having an Ag exempt status allows you substantial tax savings.

Please make sure you work with a competent real estate agent to guide you through your land purchasing process. As always, if you or someone you know are looking to buy a piece of real estate in the Dallas-Fort Worth area, please allow me the opportunity to represent you. I promise I will take excellent care of you. Call or email me with any questions or for more information.




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Explaining the Difference Between Foreclosures and Short Sales


Do you know the difference between a foreclosure and a short sale? If not, find out right here.

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Today I’d like to demystify the difference between short sales and foreclosures. Before I do that, though, I’ve got a favor to ask: If you know of anyone who is looking to make a move before the end of the year, please refer them to me. I’d like to serve as many Northern Texas buyers and sellers as possible before the new year, and I would greatly appreciate your help in doing so. I’m on the verge of having my most productive year yet, and I need your help to make it happen. As always, thank you for your support. Now, let’s get back to our main topic. Thanks to today’s strong market conditions, the days of frequent short sales and foreclosures are over. However, these distressed sales do still happen from time to time, so understanding the difference between them is important. Therefore, allow me to define each of these processes for you now. A short sale is a transaction in which a homeowner who can no longer afford to keep their loan has been given permission by their lender to list the property and offer the sales proceeds as compensation for their outstanding debt. In this case, the net proceeds of the sale are “short” of what the homeowner owes, but are enough to avoid foreclosure. Though not ideal, short sales are a much less costly and time-consuming option than foreclosure, which would involve repossession of the home. Short sales also have a far less detrimental impact on one’s credit history than foreclosures do.
Distressed sales do still happen from time to time, so understanding the difference between them is important.
On that note, allow me to now shed some light on the second type of distressed sale on our list: foreclosures. Foreclosure is a process in which the bank takes ownership of the home after the homeowner has made it apparent that they are no longer able to afford their monthly payments. Unlike short sales, which offer homeowners some degree of control, foreclosures are initiated by the lender and cannot be opted in or out of. Most foreclosed homes have already been abandoned, but families who have not yet vacated the property will be evicted. Once the property is vacated, the bank will hold an auction in order to sell the home. In Texas, such auctions are held on the first Tuesday of every month on the courthouse steps. Homes sold this way are not priced according to market value, but rather according to how much was owed on them. This makes these properties an attractive option for investors and buyers looking to buy a home for cheap. The problem is that buyers are not given the option to do any due diligence on auctioned homes, making the purchase riskier than a typical real estate purchase. Hopefully, this has cleared things up for you. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.




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How to Buy and Sell at the Same Time (Without Losing Your Sanity)


Buying and selling at the same time is a lot to handle, but there are three keys you need to remember to make the process go as smoothly as possible.

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If you need to buy and sell a home at the same time and you want to make the process of handling these two transactions as smooth as possible, there are three tips you need to remember. 

First, know the market. Before you start searching for a home to purchase or put your current home on the market, make sure you have a solid understanding of the market you’re selling in and the market you’re buying in. 

If homes like yours are selling within days, it might make sense to secure a contract on your new home before you list. On the contrary, if homes like yours are sitting on the market for months at a time, it makes more sense to get that home under contract first before shopping for a new one. 

Second, prepare for the unexpected. Even if you get both homes under contract and everything is on schedule, there are still things outside of your control that can happen—buyers can have trouble qualifying for loans, inspections may reveal unexpected issues, etc. This is why it’s important to make a safety cushion for yourself. 

For example, when negotiating the sale of your current home, make sure to ask for a lease-back term so you have time to purchase your next one, even if you may not need that time. Also, be prepared to not get all the money you were hoping to get from the sale of your current home.   
Even if you get both homes under contract and everything is on schedule, there are still things outside of your control that can happen.
Lastly, have a backup plan. If you’ve sold your current home but you haven’t found a new home to move into, don’t let anxiety push you into making a bad decision. Research short-term rentals ahead of time so you don’t feel pressured into purchasing a home you wouldn’t be interested in otherwise. If you’ve found the perfect home and you can’t bear the thought of losing it, research all available financing options so that you’re not forced to accept a lowball offer on your current home. 

If you have any questions about this topic or you’re thinking of making a move soon, don’t hesitate to give me a call or send me an email. I look forward to speaking with you.

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How You Can Successfully Protest Your Property Tax Assessment


Today we’ll take an exhaustive look at how you can successfully protest your property tax assessment.

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I love the opportunity this time of year affords me to hear from many of you regarding your assessed property values. Maybe you feel that you’ve been done an injustice and you’re wondering what recourse you have, and that’s where I can help. 

In an earlier video, I covered in great detail how your county assesses the value of your home. You can check it out here if you missed it, but to start, I’ll sum it up again today. 

Tax assessors across the country use a so-called “mass appraisal technique” to assess a large group of properties all at once. Such a technique differs greatly from that used by a fee appraiser when you’re purchasing or refinancing a home, which concentrates on a single home for its assessment.  

As you can imagine, it’s beyond what is practical for a county assessor to employ this technique for every home in that particular county. Given that this is a blanket method, assessments are not always going to be 100% accurate, and as such, you have the right to protest yours.  

If you feel that your county has assessed your home at a higher value than what you can currently sell it for factoring in market conditions, it’s likely that you have a well-founded complaint and can file a protest. Conversely, if you know that you could sell your home for a price that’s in line with the assessment or if it came in even lower, you’d probably fare better from not protesting.   
Maybe you feel that you’ve been done an injustice and you’re wondering what recourse you have, and that’s where I can help.
To be sure, if your neighbor with the same floor plan recently sold their home for $30,000 less than what yours was assessed at, you’d obviously have an argument to make. 

The deadline to file a protest this year is May 15 (residents of Denton County have until May 17) or 30 days after you’ve received your home’s estimated assessed value, and most counties will permit you to file a protest online or via phone. 

One thing of note: During your initial appeal, the county will request that you give your opinion of your home’s value. It’s possible that both parties can reach an agreement right then and there. If no agreement is reached, you’ll be given an opportunity to schedule a formal appeal, where, armed with evidence, you can bring your case before the board of appraisers. 

What kind of evidence should you take with you? Examples might be information on recently sold homes in your neighborhood, your local school district, or listings that have sat on the market for some length of time, which could indicate the current softness of the market. 

Should you elect to move forward with an appeal, my best advice is to be kind to those you’ll be dealing with. Let’s face it: No one wants to have to pay more than what is just, but take care in not taking out your frustrations on county employees. As someone who personally knows one of these workers, they dread this time of year due to local residents feeling personally slighted by a potential mistake.    

If you have any questions about this process or you need help with gathering evidence for your own property tax assessment protest, please give me a call at 972-984-0511. I’d be glad to help you!

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How Much Does the Homestead Exemption Lower Your Tax Liability?


If you apply for a homestead exemption by April 30 of this year, you can lower your tax liability. By how much, though, depends on where you live.

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How much does applying for a homestead exemption lower your tax liability? 

Texas has a long and proud tradition of protecting homestead property. Originally, the purpose of the homestead exemption was to encourage settlement by providing early settlers protection against creditors. The wives and children of early settlers were also protected by receiving the right of occupying the house, even in the event of the husband’s death. 

Over the years, things changed, and now, lowering your tax liability is the main function of the homestead exemption. Here in Texas, we don’t pay any income tax, so the state raises most of the working capital to pay for schools, parks, emergency response services, etc., by collecting property taxes. 

If you purchased your primary residence last year, you have until April 30 of this year to apply for your homestead exemption. Doing so is free and easy—all you have to do is visit your county’s appraisal website, download and fill out the proper form, and then submit it along with a copy of your driver’s license and your new address. 

How much the homestead exemption really reduces your taxes varies based on where you live. Remember, your overall tax bill includes taxes assessed by your county, school district, city, and county college district (if it has one). For example, if you live in McKinney in Collin County in Frisco ISD, you’ll be able to lower the portion of your taxable property value collected by your county by $15,000. You won’t get any discount from the city portion, but you’ll get a $25,000 discount on the taxable portion charged by your school district.  
If you purchased your primary residence last year, you have until April 30 of this year to apply for your homestead exemption.
As another example, if you live in Fort Worth in Tarrant County in Keller ISD, you’ll be able to lower the portion of your taxable property value collected by the county by $20,000 and by $25,000 from the school district. As with living in McKinney, though, you won’t get any discount from the city portion. 

Another advantage of filing for homestead exemption is it caps how much your taxes can go up each year. In our area, the limit is 10%. 

The calculations can be a bit complicated, so if you’re curious how much you can save by filing for a homestead exemption in your area, send me a text or shoot me an email, and I’d be happy to do the math for you. 

If you have any more questions about this or any other real estate topic, don’t hesitate to reach out to me. I’d love to help you.

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5 Easy Ways to Get Your Texas Home Ready for Winter


Winter will be here before you know it, so here are five important tips that will prepare your home for the upcoming season.

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Now that we’re moving through fall and getting closer to winter, here are five important tips to prepare your home for the change in season:

1. Turn off your sprinkler system. If you forget to turn off your sprinkler system and the temperature dips below freezing overnight, you might wake up the next morning to a lawn covered in ice. 

2. If you plan on using a wood-burning fireplace, get your chimney and vents checked. Make sure they’re clean and unobstructed.

3. Get your furnace checked and serviced. At the very minimum, you’ll want to clean or replace its filter. 

4. Reverse your ceiling fans (if you can). If you can switch the direction of your fans to rotate clockwise, they’ll be able to push the warm air from the ceiling down to the floor. This is an especially handy trick for homes with two-story family rooms.  
We’re offering a free winterization service for your outside pipes and faucets.
5. Insulate your outdoor pipes and faucets. As with your sprinkler system, any water left inside these pipes may freeze once the temperature dips below freezing, and this can cause your plumbing pipes to burst and create a lot of damage you may not have time to deal with. That’s why, as a token of our appreciation to our clients, we’re offering a free winterization service for your outside pipes and faucets. If you want to take advantage of this offer, all you have to do is call me. 

If you have any other real estate questions, don’t hesitate to reach out to me as well. I’d be happy to help you.

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3 Tips for Listing Your Home This Fall and Winter


If you plan on selling your home this fall or winter, I have three tips to help you succeed.

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If you plan on selling your home in late fall or this coming winter, I have a few recommendations for you: 

1. Go green while you can. Have your agent take professional marketing pictures of the exterior of your home now, while the greenery is still lush and the skies are bright and clear. This is especially important for homeowners with beautiful backyards, trees, pools, outdoor living areas, etc. 

2. Add light. The sun sets early in the winter, and many of your weekday showings will take place after normal business hours, when it’s already starting to get dark. I recommend adding additional landscape lighting around the house and in your yard. Increase interior lighting if you can by adding floor lamps or replacing existing light bulbs with brighter ones. 

3. Fix what’s broken. It seems that during the winter months, buyers have especially low tolerance for deferred maintenance issues. Buying a home is almost always an emotional decision. When it’s dark, chilly, and dreary outside, buyers want the home to be warm, cozy, and move-in ready.  
Buyers want your home to be warm, cozy, and move-in ready.
If you have any other questions about selling your home this time of year, just give me a call or send me an email. I would be happy to help you!

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How You Can Pay For Long-Term Care

Today we have some financing options to help you make the move from living on your own to living in a long-term care facility.

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Taylor Willingham joins me again today to talk about another estate planning topic. And, this time, our message is geared toward elderly individuals looking to move into a long-term care facility, such as a nursing home.

You actually have many financing options when it comes time to make this kind of move. First, you could choose to have a long-term care insurance plan that will take care of you. Some people also choose to do a long-term writer in a life insurance policy. Finally, you could choose to pay for it yourself. If none of these work for you, though, you can use an available government program.

If you served in the military for at least one day during a wartime, for example, you can use the VA program, which is Aid and Attendance. Also, please note that you don't actually have to have gone to war to qualify for this assistance.
If you are an elderly individual looking at moving into a long-term care facility, there are many options available.
Another option is using Medicaid long-term care. A lot of people already have Medicare, but it's only paid for up to 120 days. After that, if you still don't have the money, Medicaid kicks in. This way if you only have enough saved for 1.5 years in a long-term facility, the government will step in and help. This is referred to as elder law.

As an attorney who practices elder law, Taylor says he helps with this planning and that there are three rules to guaranteeing this assistance.

1. You have to have a medical necessity of at least eight hours a day.

2. You have to make less than $2,205 per month. If you do make over this amount you can do a qualified income trust that will eliminate the rule.

3. You have to have less than $2,000 of countable assets. Your home, life insurance policy, and certain annuities are not counted toward this amount.

If you are running into the situation where you will need to enter a long-term care facility, you need to contact an attorney at law. To contact Taylor specifically, you can reach him at (214) 250-4407 or find him at willprobateattorneys.com.

As always, if you have any real estate questions for me or you’re thinking of buying or selling a home, don’t hesitate to reach out to me. I’d be glad to help you.

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What Is Probate and How Does It Work?

When a person passes away and the ownership of their property needs to be transferred, that’s where the probate process comes in.

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When someone passes away and the ownership of their property needs to be decided, the legal process for deciding this issue is called probate. Today I’ve invited estate attorney Taylor Willingham to join me to explain how the probate process works.

Let’s say, for example, that your mother or father passes away and you want to take ownership of their property so you can sell it. In this type of situation, two things need to be proven to a judge. The first is that you’re an heir to the property. The second is that you have a valid will of the deceased person. You also need to make it known who you’ve picked as the executor of your estate.

Just last week, Taylor was involved in a situation like this. He got a call from a woman whose brother recently passed away who wanted to take ownership of his property. The brother had been living in his house with someone who wasn’t his spouse, and that person owned half of it. This man was unmarried and had no children, so the issue at hand was who the real owner is. He explained to the sister that state law would determine what would happen, and since the brother’s parents were still alive, they were the true heirs of the property.
A lot of people assume that having a will means you can bypass the probate process, but that’s not true.
How do they prove that, though? That’s where the probate process comes in. They filed the necessary applications and hired another attorney to make sure everything is correct. After everything is verified, the parents will be able to take ownership of the property.

A lot of people assume that having a will means you can bypass the probate process, but that’s not true. A will still has to go through probate, but it shortens the process from about six to eight weeks to just a couple. With a will, there’s no investigation necessary and no attorney needs to be hired. All that needs to be proven is that the will’s signature is valid and the deceased had testamentary capacity when they signed.

If you have any more questions about the probate process or estate planning, you can give Taylor a call at (214) 250-4407 or message them on their website willprobateattorneys.com.

As always, if you have any real estate questions for me or you’re thinking of buying or selling a home, don’t hesitate to reach out to me. I’d be glad to help you.


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How Do We Navigate Estate Planning For Blended Families?

When it comes to estate planning for blended families, things can get complicated. Real estate attorney Taylor Willingham is here to discuss the issue today.

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I’m joined today by Taylor Willingham, a real estate attorney, to discuss a very interesting topic: blended families. What happens to someone’s property when they pass away if they’re in a blended family?

In the context of probate and estate planning, blended families are a difficult area to address. The state doesn’t really know what to do for people who have children from outside their relationship—for example, a family with children that are biologically related to only one of the two parents (as in the case of a remarried mother or father).

Taylor once had a client who's husband passed away with no will or trust. She had a child together with her partner, so I did an application to determine who would be the heirs. Then the court hired an attorney to investigate if the husband only had the one child.

Lo and behold, they discovered that the husband had had a child when he was 16 years old. He never knew the child nor was he involved in their life.

So when the client came back to me, Taylor had to tell her that state law left none of his property to her as the wife; it left all the property to the two children equally. Suffice it to say, this came as a shock to her. Indeed, this complicated situation comes as a shock to a great many blended families.

His client would retain her 50% of the property, and her husband’s property would be divided between his kids.
The Texas state legislature doesn’t know what to do with blended families.
Now, if the husband had had separate property, she would have gotten one-third of that, and the other two-thirds would go to his children.

These issues arise because the Texas state legislature doesn’t know what to do with blended families. They opted to just leave the old law on the books, distribute the property to the children, and allow it to be resolved from there. If you don’t like that method, you can create a will or trust.

When dealing with blended family estate planning, Taylor always takes the time to consider both parties in order to make sure that both spouses and children are taken care of.

This is an incredibly complex issue, so if you have any questions, schedule a consultation with Taylor by phone at (214) 250-4407 or visit www.willprobateattorneys.com.

For other questions about real estate in North Texas, you can always reach out to me. I’d be glad to help you.

How to Take Control of What Will Happen to Your Property After You Pass

What will happen to your property after you have passed away? Estate planning expert Taylor Willingham joins us today to discuss this crucial subject.

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Have you ever considered what will happen to your property after you pass away? The transfer of real estate isn’t likely the first issue that comes to mind when you think about this aspect of life.

Such issues may feel uncomfortable to think about, but are important to plan for nevertheless. Recently, Taylor Willingham, an estate planning attorney with the Willingham Law Firm, joined me to discuss this crucial topic.

As an immigrant, it surprised me to find out that property owners in the United States can decide how to pass on the property by creating a will or trust.

There is a default option if neither of these documents is created before a person’s passing, however. These default rules are called intestate succession laws, and they vary between each state. 

If a trust or a will has been left behind, though, then that will serve as the guiding document for the division of the decedent’s property. That said, these two documents are not the same thing.

A will can be thought of as a “death deed.” It indicates what the decedent intends those they are survived by to inherit or carry out after their passing.
To ensure your property is distributed per your intentions after your passing, talking with a professional is key.
A trust is a lot more complex, and it indicates the decedent’s wishes in the event of many different scenarios. For example, a trust might stipulate something like what the decedent would want to happen in the event that their child became disabled.

To ensure your property is distributed per your intentions after your passing, talking with a professional is key. Estate planning attorneys like Taylor will be your best resource in navigating this process. Taylor has created over 10,000 estate plans and would be happy to help you with yours. To get in touch with him, you may call his office at (214) 250-4407 or visit his firm’s website: www.willprobateattorneys.com.

And, as always, if you have any other questions for me about real estate or any other topics, feel free to give me a call or send me an email. I look forward to hearing from you soon.

Answering 3 Common Financing Questions

Have a real estate question that relates to financing? I might have the answer for you.

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Today I am joined by Gail Hillman of Waterstone Mortgage to answer three common financing questions I have been asked lately.

1. If you are thinking of buying a home, how much money do you need to have saved up?

According to Gail, the answer depends on what type of loan you are getting and what down payment is required. For example, a USDA loan requires zero money down. An FHA loan also only requires a 3.5% down payment. Conventional loans can go as low as 3% as well.

On top of that, you will also have closing costs. So, if you were to buy a $300,000 house with a conventional loan at 3% down, you would have to pay a $9,000 down payment and pay $7,000 in closing costs, which equals out to $16,000 total. This can all come as a gift, though, so you don’t necessarily need the money yourself.
How much you need to save up for a home purchase depends on what loan you are getting.
2. How long is a pre-approval good for? What if income and assets change? Does that have to be reported?

To answer the first question, a pre-approval is good for 60 days. As far as any changes that happen with your income and assets, yes that does have to be reported, and you are better off telling your lender of any changes up front so they can fix it. If they learn about something like that halfway through the process, the situation becomes much stickier.

3. How do loans function for second homes?

By “second homes” in this instance, we mean vacation homes—not investment homes. These loans require 10% down for the same interest rate as a regular home.

If you have any more financing questions, feel free to reach out to Gail by phone at (972) 200-3253. You can email her at ghillman@waterstonemortgage.com.

As always, if you have any other questions or real estate needs, please feel free to call or email me anytime. I would love to help you.

Why Do We Work With The A/C Hero?


Why do we work with The A/C Hero? Here are just a few reasons.

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Today we’re going to talk about how to select your air conditioning provider. I have a special guest, Jayme Wait from The A/C Hero, who is going to talk a little bit about what he and his company do for North Texas homeowners.

He started the company two years ago after being in the industry for 17 years. He got to the point where he couldn’t deal with people in his company ripping people off by charging them more than they should and making up bogus problems. He felt an obligation to change the industry.

At The A/C Hero, every customer is treated the same. You get the right answers, the right diagnostics, and everything you need to make the right decision. It doesn’t matter if it’s a mansion or a shack, everyone pays the same price.They are trying to become the “Heroes” of air conditioning.

They treat every customer with the same care.

I can personally attest to The A/C Hero’s great work. My clients always end up hiring them, even after getting a second or third opinion. I don’t know if I’ve ever come across a company that’s as dedicated to being there for their clients as these guys are.

If you have any A/C needs, give Jayme a call or text at (817) 557-7586 or visit Theachero.com. If you have any other real-estate-related questions, don’t hesitate to reach out and give me a call or send me an email. I look forward to hearing from you soon.

Maximize Your Home’s Value With These Updates


Not all updates will increase your home’s value, but there are some simple projects you can do that are guaranteed to be worth the investment.

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Are you preparing your home for sale and wondering what home updates add the most value? I put together a list of home improvements that give you the best return on investment (ROI)!

1. Clean your home thoroughly and get rid of clutter.
I know it sounds pretty obvious, but what I have found is some people's standards of clean are not the same as other people's standards. Therefore, I always recommend to hiring a professional for the job. Have them clean everything including windows, all light fixtures and appliances—inside and out, pay a close attention to bathrooms—there might be some “moldy” areas around your shower or tub that you might want to regrout, power wash your patio or porch. And, please—get rid of clutter. But that’s a separate topic for another time. 

2. Paint is No. 2 on the best ROI list
One of the simplest, most cost-effective improvements of all is paint. Freshly painted rooms look clean and updated—and that spells value. When selecting paint colors, keep in mind that neutrals appeal to the greatest number of people, therefore making your home more desirable. Don't use any accent walls, murals, or faux finishes—just paint using neutral colors like a cool grey or more traditional warm beige tones

Freshly painted rooms look clean and updated—and that spells value.

3. Flooring
Its not necessarily an inexpensive home improvement project but replacing your main living area carpet or outdated tile with hardwoods floors can make a huge difference. In fact, one of my colleagues who built his entire real estate business on reselling homes that other agents were not able to sell says that most of his success lies in being able to convince his seller clients to get their floors replaced with hardwoods. 

4. Small kitchen and bath remodels are next on the best ROI list
Kitchen and bathroom updates are always a smart move. Even if you can't afford a full remodel, small changes such as replacing dated light fixtures or faucets, or refinishing your cabinets can make a huge difference without denting your wallet.

If you are thinking of selling your home, please have me over and I will give you a custom very detailed list of all the things that need to be worked in order to sell your home for the most money!

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.